Helping you look to the future.

MyChoice Home Loan’s handy home loan calculators will help you make the best decisions about your home or investment loan.

These mortgage calculators will give you an idea of how much you can borrow; what your repayments would be on your home loan; which loan is best for your unique needs; and how much you will need for your stamp duty and other costs.

While these loan calculators are great for your initial research, our home loan experts will be able to provide you with more details on your options and find the best solution for your unique circumstances.

MyChoice Home Loans

Budget planner

When you’re buying a new home, budgeting is essential to being able to afford your loan payments. This tool asks for your annual income and expenses in order to help you better understand your financial position.

Extra repayments

Shortening the length of your loan term by making additional repayments over and above your current repayments can provide significant interest savings. Calculate your savings with our extra repayments tool.

How long to repay

Want to know how long it will take you to repay your loan? It all depends on the repayment amount. See for yourself how long it would take to pay out your loan by altering your repayment amount.

Loan comparison

Understand the difference between two current home loans on the market. Make a direct comparison to determine which delivers the best value over the term of the loan.

Loan repayments

Get an easy way to calculate what your minimum weekly, fortnightly or monthly loan repayment would be on your borrowed amount.

Lump sum

If you're looking for a way to save significant amounts of money on interest as well as shorten your loan repayment period, use this calculator. Find out how much you can save by making a one-off lump sum repayment on top of your current repayments.

Savings

Thinking about your financial future? Set a savings goal. This tool can project how much you can accumulate over time with an initial amount and ongoing contributions.

Stamp duty

Stamp duty varies from state to state. Use this state specific calculator to see how much stamp duty will be payable on the purchase of your new home or land.